Finance - ThesisBusiness

Buyer’s Credit | Explained – Meaning, Process, Pros & Cons

March 29, 2021March 26, 2021 by Raj Verdhan

In cross border trade, there is always a credit risk for both buyer and suppliers because both are unknown to each other and at the same time, different legality/ sets of rules are applicable to different countries.

In this circumstance, Buyer’s Credit plays a vital role during international transactions and facilitates such international deals with negligible chances of default.

In this article, we will understand, what exactly is the buyer’s credit? And how it facilitates the export & import of goods/ services around the globe. Apart from this, we will also discuss, the mechanism of issuing buyer’s credit and how it is settled between buyers and suppliers.

Lines of Credit vs Letters of Credit | 6 Aspects You should know

March 22, 2021March 21, 2021 by Raj Verdhan

The businesses whether they are small, medium or large, require working capital funds some or other day for their day to day operations.

The first and foremost thing that comes to mind when it comes to credit/ loan, is traditional business loans, personal loans. However, there are some other options available that are favourable and convenient to small or medium business owners.

In this article, we will discuss prominent credit facilities available for businesses to cater to their requirements of working capital funds. However, the most prominent credit option available for businesses is the letters of credit and lines of credit.

ELSS vs Mutual Funds | 5 Major Aspects

December 22, 2020July 22, 2020 by Raj Verdhan

ELSS (Equity Linked Saving Schemes) is nothing but a type of mutual funds which offers a tax rebate on returns earned during investment horizon, on the other hand, common mutual funds don’t such tax rebate. In this article, let us understand the major differences between ELSS vs mutual funds.

When it comes to mutual funds investment, there are two options whether one can invest in common mutual funds or in Equity linked Savings Schemes (ELSS) mutual funds. Although both ELSS and mutual funds are understood as a separate instrument yet ELSS is a branch of mutual funds, means mutual funds is a broad term whereas ELSS is a narrow term.

Difference between Stocks and Mutual Funds | 7 Major Aspects

December 22, 2020July 19, 2020 by Raj Verdhan

When it comes to stock market investing, there is always confusion among budding investors whether they should start investing directly in stocks or go through mutual funds. If you are new to stock/ share market investing, you must first clarify what exactly are stocks and mutual funds and their differences as well.

Difference between Hedge Funds and Mutual Funds

December 22, 2020July 16, 2020 by Raj Verdhan

Although both hedge funds and mutual funds pool money from different investors and invest such funds according to their own strategies in the financial market to make profits, however, their investor profiles, risks involved and tactics to generate returns are different from each other.

In this article, we will understand primarily the difference between hedge funds and mutual funds. But before we go ahead, let me explain first, what exactly hedge funds and mutual funds in brief so that their differences can be understood easily.